Tag: Home Insurance

Posted on 05/05/2024
Homeowners insurance: How much you can save
Budget-conscious homeowners know there are often ways to...
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Posted on 03/24/2024
Dwelling coverage explained
Dwelling coverage is a crucial part of every standard...
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Posted on 11/13/2022
Understanding hazard insurance
Hazard insurance and homeowners insurance are often mistaken for the same thing due to the similarities they share. While standard homeowners insurance policies include hazard coverage, standalone hazard insurance serves a different purpose. How do you know if you need hazard insurance? Here is a guide to help you understand the basics: Hazard insurance vs. homeowners insurance Hazard...
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Posted on 10/30/2022
Comparing hazard insurance & homeowners insurance
With so many apparent similarities between the two, hazard insurance and homeowners insurance are often mistaken for the same thing. Standard homeowners insurance policies include hazard coverage, but what about standalone hazard insurance? Here is a basic comparison of hazard insurance and homeowners insurance to help clarify the differences and similarities: Hazard insurance Hazard insurance protects you financially...
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Posted on 05/15/2022
How to determine the average cost of home insurance
A budget for your home expenses will need to include the average cost of home insurance. The amount you’ll pay for homeowners insurance is based on a combination of factors concerning the insurance type, home characteristics and your personal insurance history. To help you get a better understanding of what goes into the average cost of home insurance,...
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Posted on 05/31/2020
Is Private Mortgage Insurance Required?
Image by StartupStockPhotos from Pixabay In general, if you have less than 20 percent of a down payment for the house you want, you will have to pay private mortgage insurance (PMI). This insurance is a cost to you to protect the lender if you default on the loan. In most cases, it’s better to save the 20...
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Posted on 10/06/2019
5 Features That Drive Up Homeowners Insurance Cost
New homeowners often wonder why the insurance costs of their homes are on the high side. Even long-time homeowners might notice an increase in their home's insurance cost. The pressing question remains; "Why is my homeowner’s insurance so high and how can I reduce it?" Every homeowner has a budget with which they run their homes. It will...
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